Privacy Policy
Introduction
This Privacy Policy applies to AmeritOptions (The Company) and describes how AmeritOptions collects, maintains, uses and discloses personal information about you (the "User" or "Client"). This Policy applies to existing and potential users, as well as any visitors to the AmeritOptions website.
Personal data
To open an account with us, you must first complete and submit an application/registration form, providing the necessary information. By completing this form, you disclose personal information to allow AmeritOptions to evaluate your application and comply with relevant regulations. This information may also be used by the Company to inform you about its services. AmeritOptions will not disclose personal information to third parties unless required to do so by law or a competent authority.
Third-Party Contracting
From time to time, we may contract with third-party vendors, such as marketing providers, card processors, payment service providers, lending institutions, affiliates, or others, to facilitate business operations and improve customer services. These entities will not retain, store, or share information beyond the specific purpose and may store your information to comply with their legal obligations.
Collection of Information
Our web systems may collect data about your browsing history and IP address, although this data does not identify you as a user. This information is used to improve the provision of services in accordance with the Company's policies. Similarly, we may use cookies on our site, including identification cookies and persistent cookies that do not expire, for statistical purposes and to track customer interests. We have no control over cookies and/or data managed by third parties.
Consent
The storage and use of your personal data is based on your consent, except as otherwise described in this policy. You may withdraw your consent at any time by opting out of receiving such information and/or by contacting AmeritOptions to do so.
Data Retention and Right to Erasure
We will keep your personal information for as long as we have a business relationship with you. We store this information securely in computer storage facilities and paper files, and we take steps to protect it against misuse, loss, unauthorized access, modification, or disclosure. When we believe that personal information is no longer necessary for the purpose for which it was collected, we will delete the details that identify it or securely destroy records. However, we may retain records for a significant period as required by anti-money laundering laws, which require us to retain certain information for five to seven years after our business relationship has ended. You have the right to request deletion of your data, although such requests are subject to retention limits imposed by applicable laws and regulations.
Rectification
Keeping your personal information accurate and up-to-date is important to us. We will take all reasonable steps to ensure that your personal information is accurate, complete, and current. If the personal information we hold about you is inaccurate or incomplete, you have the right to request corrections. You can notify us of changes to your personal data at any time by contacting us by email. We will update your personal information as instructed by you. In some cases, we may need supporting documents as proof, especially for personal information that we are required to retain for regulatory or legal reasons.
Opt-Out
If you prefer that we do not use your personal information, please inform AmeritOptions by contacting us by email. If you opt out, we may not be able to provide you with the requested information, services, and/or products, and we will not be liable for any consequences resulting from this decision.
Legal Disclaimer
AmeritOptions may disclose your personally identifiable information as required by rules and regulations and when necessary to protect our rights and/or comply with any legal process, court order, or request from governmental, intergovernmental, or other regulatory bodies. We will not be liable for the misuse or loss of personal information or any other matter beyond our control on the AmeritOptions websites. We will not be liable for unauthorized or unlawful use of your personal information due to misuse or misplacement of your passwords, negligent or malicious intervention, or for other actions by you or anyone authorized by you (whether such authorization is permitted by the terms of our legal relationship or not).
Policy Review
AmeritOptions reserves the right to amend this Policy from time to time as necessary due to legislative changes and/or business requirements. Customers should regularly review the Policy on our website.
Contact Information
If you have any concerns about our privacy practices, please contact us by email.
Your trust is valuable to us and we are dedicated to maintaining the integrity and confidentiality of your personal and trading data at all times. Choose AmeritOptions for a safe trading experience.